An Transaction service agreement enables service users, i.e. persons who have legal capacity, to arrange the possibility of using the following banking and non-banking services:
- Account opening and maintenance:
- current account in EUR,
- multi-currency current account,
- giro account in EUR,
- multi-currency giro account.
- Use of direct channels:
- online banking:
- internet banking (e-zaba),
- mobile banking (m-zaba),
- Other banking services (Start, Smart, Superior Packages, Package for the Youth) and non-banking services which the User is allowed to use during the period of this Agreement (e.g. Servis Centar for Home Assistance, Roadside Assistance, etc.).
The above mentioned services, including transaction accounts, can be arranged independently, unless the user is a minor or a person lacking legal capacity.
The user activates the use of at least one transaction account (current account in EUR, multi-currency current account, giro account in EUR, or multi-currency giro account) with which they can use a certain service or all services: online banking (e-zaba), mobile banking (m-zaba) and other banking and non-banking services which the user is allowed to use during the period of the contractual relationship and in a manner determined by the Bank (e.g. Home Assistance, Roadside Assistance, etc.). The user can subsequently activate or deactivate a certain service by submitting a request to the Bank.
The Bank will close the account deactivated by the user who, in case of re-activation of that account, will be given a new account number. Upon deactivation of all accounts, all other services are also deactivated.
Conditions
The user may be a domestic or foreign natural person with legal capacity. Upon activating the account or later, the user may authorize one or more persons with legal capacity to dispose of funds in an account and/or to perform banking and non-banking services.
The account may be opened for a minor in the presence of a legal representative.
Required documents
- an identification document (ID card or passport)
- an OIB certificate, if it is not listed on the ID
- birth certificate or excerpt from the birth register for opening a minor’s account
Prices
The fee amount is variable in accordance with the Decision on Fee Tariff.
The account activation and maintenance fee is charged once a month for:
- current account in HRK in the amount of 1,59 EUR (12,00 kn*),
- giro account in HRK in the amount of 0,66 EUR (5,00 kn*),
- foreign currency current account in the amount of 0,66 EUR (5,00 kn*),
- foreign currency giro account in the amount of 0,66 EUR (5,00 kn*).
The account fee for proxies is 0,40 EUR (3,00 kn*) a month.
The activation and use of the mobile banking (m-zaba) service amounts to 1,33 EUR (10,00 kn*) a month.
The activation and use of the online banking (e-zaba) service amounts to 1,33 EUR (10,00 kn*) a month.
Upon activating the Packages, a single fee is paid for a range of banking and non-banking services. Fee amounts for each Packages can be found in General Information and on the website www.zaba.hr.
* The amount of fees in EUR was converted at the conversion rate of 7.53450.
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