EU grants

The European Union provides different types of funding for investment projects. Projects can be financed through grants or financial instruments.
Grants for the preparation and implementation of project proposals are awarded via a call for proposals/tender. Eligibility of applicants, activities and costs are strictly defined, as well as the amount of co-financing (percentage).
For information about the available calls for proposals, please contact our team of EU specialists in Zagrebačka banka and you will be provided with all relevant information about the financing options available for your projects.
You will find more details about EU tenders at the following links:

1. European structural and investment funds
2. The National Recovery and Resilience Plan
3. EU Funds
4. Rural development
5. Aquaculture

Financial instruments

Unlike grant funding, financial instruments include measures of financial support in the form of investments loans, guarantees, equity and other risk-sharing mechanisms, possibly combined with technical support, interest rate subsidies and guarantee fee subsidies.
Financial instruments facilitate access to finance for investment projects facing market barriers when trying to qualify for a loan, and which have a multiplier effect – the initial investment stimulates other investments and the economy, while mobilizing small amounts of public funds.

Zagrebačka banka offers a range of products and services needed by applicants interested in EU funding:

1. loans for interim financing and co-financing of projects eligible to receive non-refundable grants
2. letters of intent that meet the requirements of implementing authorities
3. performance guarantees, bid/tender guarantees, advance payment guarantees, warranty guarantees, retention money guarantees
4. transaction accounts needed for EU project implementation, mandatory statements, proofs of payment, bank statements, etc.
5. a wide range of loan and guarantee products intended for stimulating economic development through special financing programs, in cooperation with HBOR, HAMAG-BICRO, EIB, EIF, and other institutions (more information available at link)
6. consultancy on EU funding and structuring project finance.

Your project is in safe hands with the support of our:

1. experienced team of experts with extensive experience in providing information and keeping up-to-date with EU funds and financial instruments with EU participation
2. experts in EU law, state aid and EU financial instruments
3. network of highly competent banking professionals who have been involved in implementing many EU projects.

Find the ideal source of co-financing for your projects