Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
GBP	1	0,899278	0,894119	0,859730	0,825341	0,820182	0,820182	0,820182
USD	1	1,195215	1,183832	1,138300	1,092768	1,081385	1,081385	1,081385
RSD	1	123,168308	121,995276		112,611024	111,437993	111,437993	111,437993
RON	1		5,443984	5,234600	5,025216
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
AUD	1	1,727783	1,717872	1,651800	1,585728	1,575817	1,575817	1,575817
CAD	1	1,691960	1,683864	1,619100	1,554336	1,546241	1,546241	1,546241
CNY	1		8,028644	7,719850	7,411056
CZK	1	25,587970	25,224160	24,254000	23,283840	22,920030	22,920030	22,920030
DKK	1		7,773480	7,474500	7,175520
HKD	1		9,269572	8,913050	8,556528
HUF	1	377,179800	370,063200	355,830000	341,596800	334,480200	334,480200	334,480200
JPY	1	194,100080	192,618400	185,210000	177,801600	176,319920	176,319920	176,319920
NOK	1		11,765000	11,312500	10,860000
SGD	1		1,533272	1,474300	1,415328
SEK	1		11,539320	11,095500	10,651680
CHF	1	0,965876	0,960336	0,923400	0,886464	0,880924	0,880924	0,880924
PLN	1	4,596506	4,467632	4,295800	4,123968	3,995094	3,995094	3,995094

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard card payment scheme for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions
GBP	0,820182
USD	1,081385
RSD	111,437993
RON
BAM	1,867818
AUD	1,575817
CAD	1,546241
CNY
CZK	22,920030
DKK
HKD
HUF	334,480200
JPY	176,319920
NOK
SGD
SEK
CHF	0,880924
PLN	3,995094

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists