Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
SEK	1		11,320400	10,885000	10,449600
CHF	1	0,962948	0,957424	0,920600	0,883776	0,878252	0,878252	0,878252
GBP	1	0,903116	0,897936	0,863400	0,828864	0,823684	0,823684	0,823684
USD	1	1,215165	1,203592	1,157300	1,111008	1,099435	1,099435	1,099435
RSD	1	123,266273	122,092308		112,700592	111,526628	111,526628	111,526628
RON	1		5,448404	5,238850	5,029296
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
PLN	1	4,533911	4,406792	4,237300	4,067808	3,940689	3,940689	3,940689
AUD	1	1,714499	1,704664	1,639100	1,573536	1,563701	1,563701	1,563701
CAD	1	1,683600	1,675544	1,611100	1,546656	1,538601	1,538601	1,538601
CNY	1		8,152924	7,839350	7,525776
CZK	1	25,497240	25,134720	24,168000	23,201280	22,838760	22,838760	22,838760
DKK	1		7,773168	7,474200	7,175232
HKD	1		9,434932	9,072050	8,709168
HUF	1	376,649800	369,543200	355,330000	341,116800	334,010200	334,010200	334,010200
JPY	1	194,246800	192,764000	185,350000	177,936000	176,453200	176,453200	176,453200
NOK	1		11,371880	10,934500	10,497120
SGD	1		1,547416	1,487900	1,428384

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard card payment scheme for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions
SEK
CHF	0,878252
GBP	0,823684
USD	1,099435
RSD	111,526628
RON
BAM	1,867818
PLN	3,940689
AUD	1,563701
CAD	1,538601
CNY
CZK	22,838760
DKK
HKD
HUF	334,010200
JPY	176,453200
NOK
SGD

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists