Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
RSD	1	122,994900	121,823520		112,452480	111,281100	111,281100	111,281100
RON	1		5,174936	4,975900	4,776864
BAM	1	2,034063	2,018417	1,955830	1,893243	1,877597	1,877597	1,877597
PLN	1	4,471316	4,345952	4,178800	4,011648	3,886284	3,886284	3,886284
AUD	1	1,796558	1,781026	1,725800	1,670574	1,655042	1,655042	1,655042
CAD	1	1,618864	1,606411	1,556600	1,506789	1,494336	1,494336	1,494336
CNY	1		8,173776	7,859400	7,545024
CZK	1	26,266800	25,891560	25,016000	24,140440	23,765200	23,765200	23,765200
DKK	1		7,690126	7,458900	7,227674
HKD	1		8,773960	8,436500	8,099040
HUF	1	423,236800	415,251200	399,280000	383,308800	375,323200	375,323200	375,323200
JPY	1	167,245050	165,962250	160,350000	154,737750	153,454950	153,454950	153,454950
NOK	1		12,123529	11,759000	11,394471
SGD	1		1,502176	1,444400	1,386624
SEK	1		11,311617	10,971500	10,631384
CHF	1	0,994884	0,985327	0,955700	0,926073	0,916516	0,916516	0,916516
GBP	1	0,875356	0,866947	0,840880	0,814813	0,806404	0,806404	0,806404
USD	1	1,133471	1,123700	1,085700	1,047701	1,037929	1,037929	1,037929

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
RSD	111,281100	111,281100
RON
BAM	1,877597	1,877597
PLN	3,886284	3,886284
AUD	1,655042	1,655042
CAD	1,494336	1,494336
CNY
CZK	23,765200	23,765200
DKK
HKD
HUF	375,323200	375,323200
JPY	153,454950	153,454950
NOK
SGD
SEK
CHF	0,916516	0,916516
GBP	0,806404	0,806404
USD	1,037929	1,037929

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists