Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
RSD	1	123,272573	122,098548		112,706352	111,532328	111,532328	111,532328
RON	1		5,299424	5,095600	4,891776
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
AUD	1	1,743159	1,733160	1,666500	1,599840	1,589841	1,589841	1,589841
CAD	1	1,680151	1,672112	1,607800	1,543488	1,535449	1,535449	1,535449
CNY	1		8,252764	7,935350	7,617936
CZK	1	25,880205	25,512240	24,531000	23,549760	23,181795	23,181795	23,181795
DKK	1		7,771400	7,472500	7,173600
HKD	1		9,423336	9,060900	8,698464
HUF	1	405,238000	397,592000	382,300000	367,008000	359,362000	359,362000	359,362000
JPY	1	193,597040	192,119200	184,730000	177,340800	175,862960	175,862960	175,862960
NOK	1		11,630320	11,183000	10,735680
SGD	1		1,544504	1,485100	1,425696
SEK	1		11,429600	10,990000	10,550400
CHF	1	0,966713	0,961168	0,924200	0,887232	0,881687	0,881687	0,881687
GBP	1	0,912719	0,907483	0,872580	0,837677	0,832441	0,832441	0,832441
USD	1	1,213485	1,201928	1,155700	1,109472	1,097915	1,097915	1,097915
PLN	1	4,574571	4,446312	4,275300	4,104288	3,976029	3,976029	3,976029

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
RSD	111,532328	111,532328
RON
BAM	1,867818	1,867818
AUD	1,589841	1,589841
CAD	1,535449	1,535449
CNY
CZK	23,181795	23,181795
DKK
HKD
HUF	359,362000	359,362000
JPY	175,862960	175,862960
NOK
SGD
SEK
CHF	0,881687	0,881687
GBP	0,832441	0,832441
USD	1,097915	1,097915
PLN	3,976029	3,976029

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists