Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
CZK	1	25,689250	25,324000	24,350000	23,376000	23,010750	23,010750	23,010750
DKK	1		7,774208	7,475200	7,176192
HUF	1	385,734000	378,456000	363,900000	349,344000	342,066000	342,066000	342,066000
JPY	1	185,254960	183,840800	176,770000	169,699200	168,285040	168,285040	168,285040
NOK	1		10,947040	10,526000	10,104960
SEK	1		11,467040	11,026000	10,584960
CHF	1	0,956358	0,950872	0,914300	0,877728	0,872242	0,872242	0,872242
GBP	1	0,872521	0,867516	0,834150	0,800784	0,795779	0,795779	0,795779
USD	1	1,172325	1,161160	1,116500	1,071840	1,060675	1,060675	1,060675
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
PLN	1	4,699975	4,568200	4,392500	4,216800	4,085025	4,085025	4,085025
AUD	1	1,699750	1,690000	1,625000	1,560000	1,550250	1,550250	1,550250
CAD	1	1,641173	1,633320	1,570500	1,507680	1,499828	1,499828	1,499828

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard card payment scheme for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions
CZK	23,010750
DKK
HUF	342,066000
JPY	168,285040
NOK
SEK
CHF	0,872242
GBP	0,795779
USD	1,060675
BAM	1,867818
PLN	4,085025
AUD	1,550250
CAD	1,499828

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists