Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
GBP	1	0,876626	0,868205	0,842100	0,815995	0,807574	0,807574	0,807574
USD	1	1,188490	1,178244	1,138400	1,098556	1,088310	1,088310	1,088310
RSD	1	123,081525	121,909320		112,531680	111,359475	111,359475	111,359475
RON	1		5,255952	5,053800	4,851648
BAM	1	2,034063	2,018417	1,955830	1,893243	1,877597	1,877597	1,877597
AUD	1	1,827163	1,811366	1,755200	1,699034	1,683237	1,683237	1,683237
CAD	1	1,622504	1,610023	1,560100	1,510177	1,497696	1,497696	1,497696
CNY	1		8,522644	8,194850	7,867056
CZK	1	26,048400	25,676280	24,808000	23,939720	23,567600	23,567600	23,567600
DKK	1		7,691157	7,459900	7,228643
HKD	1		9,306180	8,948250	8,590320
HUF	1	427,657000	419,588000	403,450000	387,312000	379,243000	379,243000	379,243000
JPY	1	171,208450	169,895250	164,150000	158,404750	157,091550	157,091550	157,091550
NOK	1		11,875574	11,518500	11,161427
SGD	1		1,527448	1,468700	1,409952
SEK	1		11,286873	10,947500	10,608128
CHF	1	0,975417	0,966047	0,937000	0,907953	0,898583	0,898583	0,898583
PLN	1	4,582810	4,454320	4,283000	4,111680	3,983190	3,983190	3,983190

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
GBP	0,807574	0,807574
USD	1,088310	1,088310
RSD	111,359475	111,359475
RON
BAM	1,877597	1,877597
AUD	1,683237	1,683237
CAD	1,497696	1,497696
CNY
CZK	23,567600	23,567600
DKK
HKD
HUF	379,243000	379,243000
JPY	157,091550	157,091550
NOK
SGD
SEK
CHF	0,898583	0,898583
PLN	3,983190	3,983190

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists