Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
CNY	1		8,593676	8,263150	7,932624
CZK	1	26,071500	25,699050	24,830000	23,960950	23,588500	23,588500	23,588500
DKK	1		7,690951	7,459700	7,228449
HKD	1		9,400872	9,039300	8,677728
HUF	1	426,756000	418,704000	402,600000	386,496000	378,444000	378,444000	378,444000
JPY	1	174,879810	173,538450	167,670000	161,801550	160,460190	160,460190	160,460190
NOK	1		11,957538	11,598000	11,238462
SGD	1		1,538888	1,479700	1,420512
SEK	1		11,469875	11,125000	10,780125
CHF	1	0,980102	0,970687	0,941500	0,912314	0,902899	0,902899	0,902899
GBP	1	0,888702	0,880165	0,853700	0,827235	0,818698	0,818698	0,818698
USD	1	1,202166	1,191803	1,151500	1,111198	1,100834	1,100834	1,100834
RSD	1	123,091238	121,918940		112,540560	111,368263	111,368263	111,368263
RON	1		5,229796	5,028650	4,827504
BAM	1	2,034063	2,018417	1,955830	1,893243	1,877597	1,877597	1,877597
PLN	1	4,564192	4,436224	4,265600	4,094976	3,967008	3,967008	3,967008
AUD	1	1,848191	1,832213	1,775400	1,718587	1,702609	1,702609	1,702609
CAD	1	1,642472	1,629838	1,579300	1,528762	1,516128	1,516128	1,516128

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
CNY
CZK	23,588500	23,588500
DKK
HKD
HUF	378,444000	378,444000
JPY	160,460190	160,460190
NOK
SGD
SEK
CHF	0,902899	0,902899
GBP	0,818698	0,818698
USD	1,100834	1,100834
RSD	111,368263	111,368263
RON
BAM	1,877597	1,877597
PLN	3,967008	3,967008
AUD	1,702609	1,702609
CAD	1,516128	1,516128

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists