Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
AUD	1	1,883585	1,867301	1,809400	1,751499	1,735215	1,735215	1,735215
CAD	1	1,680224	1,667299	1,615600	1,563901	1,550976	1,550976	1,550976
CNY	1		8,705476	8,370650	8,035824
CZK	1	25,715550	25,348185	24,491000	23,633815	23,266450	23,266450	23,266450
DKK	1		7,696312	7,464900	7,233488
HKD	1		9,479860	9,115250	8,750640
HUF	1	418,170000	410,280000	394,500000	378,720000	370,830000	370,830000	370,830000
JPY	1	179,156110	177,781950	171,770000	165,758050	164,383890	164,383890	164,383890
NOK	1		12,320966	11,950500	11,580035
SGD	1		1,558336	1,498400	1,438464
SEK	1		11,523487	11,177000	10,830513
CHF	1	0,978852	0,969449	0,940300	0,911151	0,901748	0,901748	0,901748
GBP	1	0,899945	0,891300	0,864500	0,837701	0,829056	0,829056	0,829056
USD	1	1,216364	1,205879	1,165100	1,124322	1,113836	1,113836	1,113836
RSD	1	123,038108	121,866316		112,491984	111,320193	111,320193	111,320193
RON	1		5,260996	5,058650	4,856304
BAM	1	2,034063	2,018417	1,955830	1,893243	1,877597	1,877597	1,877597
PLN	1	4,545681	4,418232	4,248300	4,078368	3,950919	3,950919	3,950919

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
AUD	1,735215	1,735215
CAD	1,550976	1,550976
CNY
CZK	23,266450	23,266450
DKK
HKD
HUF	370,830000	370,830000
JPY	164,383890	164,383890
NOK
SGD
SEK
CHF	0,901748	0,901748
GBP	0,829056	0,829056
USD	1,113836	1,113836
RSD	111,320193	111,320193
RON
BAM	1,877597	1,877597
PLN	3,950919	3,950919

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists