Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
CAD	1	1,688929	1,680848	1,616200	1,551552	1,543471	1,543471	1,543471
CNY	1		8,411156	8,087650	7,764144
CZK	1	25,613290	25,249120	24,278000	23,306880	22,942710	22,942710	22,942710
DKK	1		7,770984	7,472100	7,173216
HKD	1		9,414080	9,052000	8,689920
HUF	1	408,789000	401,076000	385,650000	370,224000	362,511000	362,511000	362,511000
JPY	1	193,156880	191,682400	184,310000	176,937600	175,463120	175,463120	175,463120
NOK	1		12,188800	11,720000	11,251200
SGD	1		1,555320	1,495500	1,435680
SEK	1		11,126440	10,698500	10,270560
CHF	1	0,974244	0,968656	0,931400	0,894144	0,888556	0,888556	0,888556
GBP	1	0,907300	0,902096	0,867400	0,832704	0,827500	0,827500	0,827500
USD	1	1,220520	1,208896	1,162400	1,115904	1,104280	1,104280	1,104280
RSD	1	123,213510	122,040048		112,652352	111,478890	111,478890	111,478890
RON	1		5,294432	5,090800	4,887168
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
AUD	1	1,818157	1,807728	1,738200	1,668672	1,658243	1,658243	1,658243
PLN	1	4,503951	4,377672	4,209300	4,040928	3,914649	3,914649	3,914649

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
CAD	1,543471	1,543471
CNY
CZK	22,942710	22,942710
DKK
HKD
HUF	362,511000	362,511000
JPY	175,463120	175,463120
NOK
SGD
SEK
CHF	0,888556	0,888556
GBP	0,827500	0,827500
USD	1,104280	1,104280
RSD	111,478890	111,478890
RON
BAM	1,867818	1,867818
AUD	1,658243	1,658243
PLN	3,914649	3,914649

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists