Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
NOK	1		11,232520	10,800500	10,368480
JPY	1	193,806640	192,327200	184,930000	177,532800	176,053360	176,053360	176,053360
HUF	1	382,744800	375,523200	361,080000	346,636800	339,415200	339,415200	339,415200
HKD	1		9,487036	9,122150	8,757264
CZK	1	25,658655	25,293840	24,321000	23,348160	22,983345	22,983345	22,983345
DKK	1		7,772232	7,473300	7,174368
AUD	1	1,700378	1,690624	1,625600	1,560576	1,550822	1,550822	1,550822
CAD	1	1,672627	1,664624	1,600600	1,536576	1,528573	1,528573	1,528573
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
PLN	1	4,541401	4,414072	4,244300	4,074528	3,947199	3,947199	3,947199
RON	1		5,417776	5,209400	5,001024
RSD	1	123,316515	122,142072		112,746528	111,572085	111,572085	111,572085
GBP	1	0,910229	0,905008	0,870200	0,835392	0,830171	0,830171	0,830171
USD	1	1,223040	1,211392	1,164800	1,118208	1,106560	1,106560	1,106560
SEK	1		11,384360	10,946500	10,508640
CHF	1	0,956462	0,950976	0,914400	0,877824	0,872338	0,872338	0,872338
SGD	1		1,548768	1,489200	1,429632
CNY	1		8,237216	7,920400	7,603584

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
NOK
JPY	176,053360	176,053360
HUF	339,415200	339,415200
HKD
CZK	22,983345	22,983345
DKK
AUD	1,550822	1,550822
CAD	1,528573	1,528573
BAM	1,867818	1,867818
PLN	3,947199	3,947199
RON
RSD	111,572085	111,572085
GBP	0,830171	0,830171
USD	1,106560	1,106560
SEK
CHF	0,872338	0,872338
SGD
CNY

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists