Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
CHF	1	0,949036	0,943592	0,907300	0,871008	0,865564	0,865564	0,865564
SGD	1		1,532752	1,473800	1,414848
NOK	1		11,461320	11,020500	10,579680
JPY	1	192,297520	190,829600	183,490000	176,150400	174,682480	174,682480	174,682480
HUF	1	416,399800	408,543200	392,830000	377,116800	369,260200	369,260200	369,260200
HKD	1		9,380280	9,019500	8,658720
CZK	1	25,812685	25,445680	24,467000	23,488320	23,121315	23,121315	23,121315
DKK	1		7,770880	7,472000	7,173120
CAD	1	1,648383	1,640496	1,577400	1,514304	1,506417	1,506417	1,506417
CNY	1		8,242104	7,925100	7,608096
AUD	1	1,705503	1,695720	1,630500	1,565280	1,555497	1,555497	1,555497
PLN	1	4,570291	4,442152	4,271300	4,100448	3,972309	3,972309	3,972309
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
RSD	1	123,316410	122,141968		112,746432	111,571990	111,571990	111,571990
RON	1		5,297864	5,094100	4,890336
USD	1	1,207500	1,196000	1,150000	1,104000	1,092500	1,092500	1,092500
GBP	1	0,903671	0,898487	0,863930	0,829373	0,824189	0,824189	0,824189
SEK	1		11,208912	10,777800	10,346688

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
CHF	0,865564	0,865564
SGD
NOK
JPY	174,682480	174,682480
HUF	369,260200	369,260200
HKD
CZK	23,121315	23,121315
DKK
CAD	1,506417	1,506417
CNY
AUD	1,555497	1,555497
PLN	3,972309	3,972309
BAM	1,867818	1,867818
RSD	111,571990	111,571990
RON
USD	1,092500	1,092500
GBP	0,824189	0,824189
SEK

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists