Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
USD	1	1,237320	1,225536	1,178400	1,131264	1,119480	1,119480	1,119480
RSD	1	123,331215	122,156632		112,759968	111,585385	111,585385	111,585385
RON	1		5,298800	5,095000	4,891200
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
AUD	1	1,738138	1,728168	1,661700	1,595232	1,585262	1,585262	1,585262
CAD	1	1,685899	1,677832	1,613300	1,548768	1,540702	1,540702	1,540702
CNY	1		8,409492	8,086050	7,762608
CZK	1	25,558430	25,195040	24,226000	23,256960	22,893570	22,893570	22,893570
DKK	1		7,770152	7,471300	7,172448
HKD	1		9,577568	9,209200	8,840832
HUF	1	398,432800	390,915200	375,880000	360,844800	353,327200	353,327200	353,327200
JPY	1	193,565600	192,088000	184,700000	177,312000	175,834400	175,834400	175,834400
NOK	1		11,747320	11,295500	10,843680
SGD	1		1,549912	1,490300	1,430688
SEK	1		11,103560	10,676500	10,249440
CHF	1	0,954998	0,949520	0,913000	0,876480	0,871002	0,871002	0,871002
GBP	1	0,911484	0,906256	0,871400	0,836544	0,831316	0,831316	0,831316
PLN	1	4,518931	4,392232	4,223300	4,054368	3,927669	3,927669	3,927669

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
USD	1,119480	1,119480
RSD	111,585385	111,585385
RON
BAM	1,867818	1,867818
AUD	1,585262	1,585262
CAD	1,540702	1,540702
CNY
CZK	22,893570	22,893570
DKK
HKD
HUF	353,327200	353,327200
JPY	175,834400	175,834400
NOK
SGD
SEK
CHF	0,871002	0,871002
GBP	0,831316	0,831316
PLN	3,927669	3,927669

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists