Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
USD	1	1,226190	1,214512	1,167800	1,121088	1,109410	1,109410	1,109410
RSD	1	123,001043	121,829604		112,458096	111,286658	111,286658	111,286658
RON	1		5,293288	5,089700	4,886112
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
PLN	1	4,550496	4,422912	4,252800	4,082688	3,955104	3,955104	3,955104
AUD	1	1,851211	1,840592	1,769800	1,699008	1,688389	1,688389	1,688389
CAD	1	1,703768	1,695616	1,630400	1,565184	1,557032	1,557032	1,557032
CNY	1		8,658676	8,325650	7,992624
CZK	1	25,644940	25,280320	24,308000	23,335680	22,971060	22,971060	22,971060
DKK	1		7,765368	7,466700	7,168032
HKD	1		9,465508	9,101450	8,737392
HUF	1	412,477800	404,695200	389,130000	373,564800	365,782200	365,782200	365,782200
JPY	1	183,630560	182,228800	175,220000	168,211200	166,809440	166,809440	166,809440
NOK	1		12,085840	11,621000	11,156160
SGD	1		1,571856	1,511400	1,450944
SEK	1		11,427520	10,988000	10,548480
CHF	1	0,974244	0,968656	0,931400	0,894144	0,888556	0,888556	0,888556
GBP	1	0,909497	0,904280	0,869500	0,834720	0,829503	0,829503	0,829503

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
USD	1,109410	1,109410
RSD	111,286658	111,286658
RON
BAM	1,867818	1,867818
PLN	3,955104	3,955104
AUD	1,688389	1,688389
CAD	1,557032	1,557032
CNY
CZK	22,971060	22,971060
DKK
HKD
HUF	365,782200	365,782200
JPY	166,809440	166,809440
NOK
SGD
SEK
CHF	0,888556	0,888556
GBP	0,829503	0,829503

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists