Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
GBP	1	0,892845	0,887723	0,853580	0,819437	0,814315	0,814315	0,814315
SEK	1		11,436360	10,996500	10,556640
CHF	1	0,979684	0,974064	0,936600	0,899136	0,893516	0,893516	0,893516
SGD	1		1,535560	1,476500	1,417440
NOK	1		11,373440	10,936000	10,498560
JPY	1	192,486160	191,016800	183,670000	176,323200	174,853840	174,853840	174,853840
HUF	1	385,946000	378,664000	364,100000	349,536000	342,254000	342,254000	342,254000
HKD	1		9,426404	9,063850	8,701296
CZK	1	25,587970	25,224160	24,254000	23,283840	22,920030	22,920030	22,920030
DKK	1		7,774832	7,475800	7,176768
AUD	1	1,707804	1,698008	1,632700	1,567392	1,557596	1,557596	1,557596
CAD	1	1,680047	1,672008	1,607700	1,543392	1,535354	1,535354	1,535354
PLN	1	4,605601	4,476472	4,304300	4,132128	4,002999	4,002999	4,002999
BAM	1	2,043842	2,034063	1,955830	1,877597	1,867818	1,867818	1,867818
RSD	1	123,164843	121,991844		112,607856	111,434858	111,434858	111,434858
RON	1		5,449912	5,240300	5,030688
USD	1	1,212225	1,200680	1,154500	1,108320	1,096775	1,096775	1,096775
CNY	1		8,100976	7,789400	7,477824

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard card payment scheme for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions
GBP	0,814315
SEK
CHF	0,893516
SGD
NOK
JPY	174,853840
HUF	342,254000
HKD
CZK	22,920030
DKK
AUD	1,557596
CAD	1,535354
PLN	4,002999
BAM	1,867818
RSD	111,434858
RON
USD	1,096775
CNY

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists