Exchange rate list

		Buy for cash and checks		Buying rate		Middle rate	Selling rate		Selling for cash and checks
Currency	Unit	Rate	ESB mark-up*	Rate	ESB mark-up*	Rate	Rate	ESB mark-up*	Rate	ESB mark-up*
RSD	1	123,074963	121,902820		112,525680	111,353538	111,353538	111,353538
RON	1		5,175040	4,976000	4,776960
BAM	1	2,034063	2,018417	1,955830	1,893243	1,877597	1,877597	1,877597
PLN	1	4,468320	4,343040	4,176000	4,008960	3,883680	3,883680	3,883680
AUD	1	1,792914	1,777414	1,722300	1,667186	1,651686	1,651686	1,651686
CAD	1	1,614080	1,601664	1,552000	1,502336	1,489920	1,489920	1,489920
CNY	1		8,152352	7,838800	7,525248
CZK	1	26,218500	25,843950	24,970000	24,096050	23,721500	23,721500	23,721500
DKK	1		7,690332	7,459100	7,227868
HKD	1		8,734180	8,398250	8,062320
HUF	1	421,964800	414,003200	398,080000	382,156800	374,195200	374,195200	374,195200
JPY	1	169,122450	167,825250	162,150000	156,474750	155,177550	155,177550	155,177550
NOK	1		11,732265	11,379500	11,026736
SGD	1		1,503944	1,446100	1,388256
SEK	1		11,296667	10,957000	10,617333
CHF	1	0,993530	0,983986	0,954400	0,924814	0,915270	0,915270	0,915270
GBP	1	0,870932	0,862566	0,836630	0,810694	0,802328	0,802328	0,802328
USD	1	1,130026	1,120284	1,082400	1,044516	1,034774	1,034774	1,034774

Zagrebačka banka d.d. is authorized to change the exchange rate list and/or suspend trading in any currency from the exchange rate list at any time.

*ECB margin is reported in accordance with EU Regulation 2021/1230. It is a fee for currency conversion that is obtained by comparing the exchange rate used by the Bank for conversion from the original currency of the transaction to euros to the exchange rate reported by the European Central Bank (ECB) for that transaction currency. Given that the currencies of the European Economic Area BGN (Bulgarian lev), ISK (Icelandic krona) and RON (Romanian leu) are not listed on the Exchange Rate List for card transactions of Zagrebačka banka, the ECB margin for these currencies is shown below. It is obtained by the exchange rates used by Mastercard and Visa card payment schemes for conversion from the original transaction currency to euros, which are put in relation to the exchange rate reported by the ECB for that transaction currency.

Currency	% ESB margin for Mastercard transactions	% ESB margin for Visa transactions
RSD	111,353538	111,353538
RON
BAM	1,877597	1,877597
PLN	3,883680	3,883680
AUD	1,651686	1,651686
CAD	1,489920	1,489920
CNY
CZK	23,721500	23,721500
DKK
HKD
HUF	374,195200	374,195200
JPY	155,177550	155,177550
NOK
SGD
SEK
CHF	0,915270	0,915270
GBP	0,802328	0,802328
USD	1,034774	1,034774

The amount of the margin is updated on working days of the TARGET system around 16:00 and is reported only for currencies from the exchange rate list for card transactions related to the countries of the European Economic Area.

Previous exchange rate lists