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My World, My Rules
U #PFY has it all!
Are you studying, working through a student employment service, or simply want to keep your finances under control? With the Youth Package, you get a current account, giro account, cards, m-zaba mobile banking, and easy payment solutions all in one place. No fees until the age of 25, and after that only EUR 0.93 per month until the age of 29.
Current and giro account
IziPay
Authorized Overdraft and Installment Payments
m-zaba mobile banking
Digital Wallet
Student Mastercard Credit Card
50% discount on movie tickets
Until December 31, 2026, catch your movie every third weekend and take advantage of a 50% discount on online purchases of movie tickets and menus of your choice at the box office.
Pay with your smartphone
You're running late for class, the tram is arriving, and your wallet is buried somewhere at the bottom of your bag. Simply tap your phone to pay and stay on schedule.
- Supports Apple Pay, Google Pay, and Garmin Pay
- Add your card to one of these apps through m-zaba
- Fast, secure, and contactless payments
- No internet connection is required at the time of payment
Send money easily and free of charge
Your whole group went out for pizza, and one person paid for everyone by card. Open IziPay and send your share instantly.
- No fees for sending or receiving money
- The recipient can have an account with any bank
- No need to enter an IBAN, simply select a contact
A credit card for students
Your first credit card in your own name. Pay for books, coffee, or a bus ticket with a spending limit of up to EUR 250. Buy now and pay later. Unlike a debit card, the money is not taken directly from your account. Instead, the full amount is paid later on the agreed due date.
- EUR 0 annual fee within the Youth Package for full-time and part-time students
- Add the card to your digital wallet (Google Pay and Apple Pay)
- Track spending through m-zaba
- Option to split purchases into installments via m-zaba, subject to a fee*
- Installment payments at selected merchants in up to 36 interest-free installments, with no additional fees
Finance your education
Are you enrolling in a tuition-based university program or studying abroad, with costs that cannot be covered all at once? An education loan helps you manage your education-related expenses more easily.
- Financing for tuition and related educational costs
- Loan repayment begins after completion of studies
- Available for educational expenses in Croatia and abroad
- Loan balance monitoring through m-zaba
Pay with your phone in the student cafeteria if you're a University of Zagreb student!
You now have m-student in your m-zaba app, and you can use your phone to pay in student cafeterias across Zagreb. Generate a QR code, show it at the checkout, and pay. In the same place, you can also check your subsidy balance and daily spending.
- Follow additional benefits and offers within the app
* Selected transactions in m-zaba ranging from EUR 26 to EUR 250 can later be divided into up to three installments, subject to a fee of EUR 1.32 per installment.
Arrange Package for the Youth today!
Visit your nearest branch or apply online via m-zaba.