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The service is intended for users of a current account in euros who have an approved and available debit card installment payment limit of a current account in euros.
Deviding one-off transactions on the
current account in euros into installments
Description
Users of current account in euros who have an approved debit card installment payment limit can select specially marked one-off transactions in m-zaba and check the possibility of quick and easy subsequent division of the transaction into installments.
In addition to the advantage provided by the existing debit card installment payment limit, the new option to subsequently divide one-off transactions into installments brings advantages for purchase transactions at the point of sale and on the Internet in Croatia and abroad, cash withdrawals at ATMs in Croatia and abroad, and payment of orders (money transfers inside and outside the Bank) for which installment payments are not available.
Advantages
- division of transactions in the amounts from 30 to 300 EUR in m-zaba using the "DIVISION INTO INSTALLMENTS” option into 2 or 3 installments, depending on the amount, with a fee charged per installment
- available for purchase transactions on the Internet and at the point of sale, cash withdrawals in Croatia and abroad, and payment of orders (credit transfer) inside and outside the Bank
- collection of the first installment and fee is carried out 30 days from the date of dividing the transaction into installments by automatically debiting the current account in euros
- quickly and easily via m-zaba.
Arrangement
The service does not need to be contracted separately in the branch office, but upon the first division of the transaction into installments, the "Agreement on the division of one-off transactions into installments" is accepted within online banking via the m-zaba mobile application. For each subsequent division of the transaction into installments, it is no longer necessary to accept the "Agreement on the division of one-off transactions into installments".
Use
The fee is 1.32 EUR per installment, and no interest shall be charged.
The user of a current account in euros with an approved and available installment payment limit can divide the transaction into installments after the transaction is visible in m-zaba, i.e., as soon as the "DIVISION INTO INSTALLMENTS" option appears next to the transaction and is available for dividing 30 days from the date of the transaction.
It is possible to divide into installments transactions in amounts from 30 to 300 EUR, that is, purchases on the Internet and points of sale abroad and in Croatia, cash withdrawals at ATMs in Croatia and abroad, and payment of orders (money transfers inside and outside the Bank). The service of dividing transactions into installments is not available for payment of games of chance, transfer of funds to transaction and savings accounts in the Bank, and transactions carried out within the framework of the standing order and direct debit payment service.
It is possible to divide transactions in the amount from 30 to 59.99 EUR into two installments, and transactions in the amount from 60 to 300 EUR into three installments. It is not possible to divide transactions in the amount of less than 30 EUR and more than 300 EUR.
A transaction divided into installments (installment payment) is settled by automatic debiting of the current account in euros 30 days from the date of dividing the transaction into installments. In addition to the payment of the installment, the payment of the fee per installment (1.32 EUR) is carried out automatically.