Deviding one-off transactions on the
current account in euros into installments

The service is intended for users of a current account in euros who have an approved and available debit card installment payment limit of a current account in euros.

The service does not need to be contracted separately in the branch office, but upon the first division of the transaction into installments, the "Agreement on the division of one-off transactions into installments" is accepted within online banking via the m-zaba mobile application. For each subsequent division of the transaction into installments, it is no longer necessary to accept the "Agreement on the division of one-off transactions into installments".

The fee is 1.32 EUR per installment, and no interest shall be charged.

The user of a current account in euros with an approved and available installment payment limit can divide the transaction into installments after the transaction is visible in m-zaba, i.e., as soon as the "DIVISION INTO INSTALLMENTS" option appears next to the transaction and is available for dividing 30 days from the date of the transaction.

It is possible to divide into installments transactions in amounts from 30 to 300 EUR, that is, purchases on the Internet and points of sale abroad and in Croatia, cash withdrawals at ATMs in Croatia and abroad, and payment of orders (money transfers inside and outside the Bank). The service of dividing transactions into installments is not available for payment of games of chance, transfer of funds to transaction and savings accounts in the Bank, and transactions carried out within the framework of the standing order and direct debit payment service.

It is possible to divide transactions in the amount from 30 to 59.99 EUR into two installments, and transactions in the amount from 60 to 300 EUR into three installments. It is not possible to divide transactions in the amount of less than 30 EUR and more than 300 EUR.

A transaction divided into installments (installment payment) is settled by automatic debiting of the current account in euros 30 days from the date of dividing the transaction into installments. In addition to the payment of the installment, the payment of the fee per installment (1.32 EUR) is carried out automatically.