Zagrebačka banka is the first bank in the Republic of Croatia that is providing loan financing secured by the Linked Risk Sharing guarantee of the European Investment Bank (the EIB). This guarantee enables favourable terms of financing to eligible beneficiaries.
For loans secured by this guarantee, the EIB has undertaken to secure part of the claims on the basis of loans granted by Zagrebačka banka to eligible loan beneficiaries, in accordance with all conditions and criteria defined in the Guarantee Agreement concluded between Zagrebačka banka and the EIB.
Eligible loan beneficiaries for guarantee of the EIB are:
- Private sector entities (mid-caps) that employ between 250 and 2,999 employees on a group level , and
- Public sector entities (state, regional or other local authorities, bodies governed by public law, associations formed by one or several of such authorities or one or several of such bodies governed by public law),
- Registered and operating in Republic of Croatia,
- Entities engaged in an economic activity eligible to the EIB.
Guarantee Rate: 50%
We are financing:
- Investments and working capital for private sector entities, and
- Investments for public sector entities.
Minimal loan maturity:
- 1 year for working capital (only for private sector)
- 2 years for investments
Maksimum loan maturity:
- Up to 10 years from first loan disbursement, depending on the loan amortisation type
Deadline for inclusion: until 30.09.2025
For complete information on the eligibility of the entity and loan for financing under the Linked Risk Sharing program, you should consult with your Relationship manager at Zagrebačka banka.
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