The zaba.hr website uses cookies. Necessary cookies are required for the functioning of the website. Other cookies enable visitor tracking in order to improve our services and provide a better marketing experience. If you reject other cookies, our website may work differently and its use may be less convenient.
You need cash, but you wish to preserve your savings? Use lombard loans!
A lombard loan is a general-purpose cash loan based on a pledge of fixed-term savings that allows the payment of cash while realizing yield in the form of interests.
Benefits
Favourable interest rate
No additional collaterals
The possibility of paying the fee from the loan
No age limit
Flexible loan repayment (different types of repayment) with the possibility of repayment at once
The possibility of early repayment of the loan from the funds pledged as collateral (e.g. deposit) at any time, free of charge
Conditions
A lombard loan may be granted to a natural person who is the owner of a fixed-term savings. The repayment period and maximum loan amount depend on the fixed-term deposit.
Prices
Information on interest rates is available in the leaflets below.
The period is rather short, a few days at the latest.
Yes.
The approved lombard loan term cannot be longer than the expiration date of the loan collateral. In case a fixed term deposit is serving as collateral, the term of the granted loan will not be longer than the expiration date of the fixed term deposit.
Use
A lombard loan is intended for clients who are in need of extra cash in relatively short time, and who already have term deposits in the Bank or the option to use a third party deposit for raising a lombard loan.
Early final loan repayment is possible at any time during the loan repayment period, free of charge.
Below you can enable or disable the use of individual categories of online cookies, and you can subsequently change your choice at any time. If you are not sure, you can find detailed information about the cookies we use on zaba.hr pages in our cookie policy.
Technical cookies
They enable the proper and safe operation of websites.
Always active
Performance cookies
They enable improvements in the use of websites.
Marketing cookies
They enable tracking of website visitors and collect data used to personalize ads and user experience.
Analytical cookies
They record statistical data that enable the improvement of our pages and our offer.