Conditions
A natural person (existing and new client), resident, who meets the requirements of creditworthiness set by the Bank (optional co-borrowing).
The borrower must not be older than 72 years at the maturity date of the last annuity.
Loan amount:
Repayment period from 13 to 120 months.
The repayment period depends on the client's business relationship with the Bank and the assessment of its credit risk.
No application processing fee.
Prices
Reduced interest rates from November 6 until December 6, 2024:
- Fixed interest rate of 5.59% (EIR 7.10%)* loans with life insurance for loan repayment
- Fixed interest rate of 5.99% (EIR 6.16%)** loans with life insurance for loan repayment
* The effective interest rate (EIR) calculated for a loan in the amount of EUR 10,000 with a repayment term of 84 months, a fixed interest rate, with life insurance for loan repayment, and current account management fee, to be repaid in annuities
** The effective interest rate (EIR) calculated for a loan in the amount of EUR 10,000 with a repayment term of 84 months, a fixed interest rate, and current account management fee, to be repaid in annuities
STANDARD OFFER
- Loans with a repayment period of 13 to 60 months
A fixed interest rate of 6.29 % (EIR: 7,80 %*) loans with life insurance for loan repayment
A fixed interest rate of 6.69 % (EIR: 6.91 %**) loans without life insurance for loan repayment
- Loans with a repayment period of 61 to 120 months
A fixed interest rate of 6.09 % (EIR: 7.64 %***) %) loans with life insurance for loan repayment
A fixed interest rate of 6.49 % (EIR: 6.69 %****) loans without life insurance for loan repayment
* The effective interest rate (EIR) calculated for a loan in the amount of EUR 10,000 with a repayment term of 60 months, a fixed interest rate, with life insurance for loan repayment, and current account management fee, to be repaid in annuities
** The effective interest rate (EIR) calculated for a loan in the amount of EUR 10,000 with a repayment term of 60 months, a fixed interest rate, and current account management fee, to be repaid in annuities
*** The effective interest rate (EIR) calculated for a loan in the amount of EUR 10,000 with a repayment term of 84 months, a fixed interest rate, with life insurance for loan repayment, and current account management fee, to be repaid in annuities.
**** The effective interest rate (EIR) calculated for a loan in the amount of EUR 10,000 with a repayment term of 84 months, a fixed interest rate, and current account management fee, to be repaid in annuities.
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