HR
HR
Yes.
Student loan
Education is always a smart investment. That's why we offer various loans:
- a student loan to finance tuition fees and education
- a loan to cover living costs during your studies
Benefits of student loans
- Loan repayment after graduation
- The possibility of delaying payment of the first instalment of the loan up to 12 months after graduation
- The possibility of financing living expenses during studies both in Croatia and abroad
- The possibility of increasing the loan amount for buying specialized literature
Arrangement
For the purpose of financing the cost of education abroad, the funds can be paid out to the current account of the end user.
If your parents (or a third party) are creditworthy, they can act as your co-debtors. In this case, you do not need to be creditworthy.
It is good to know that, in determining the creditworthiness of students, we apply more favourable criteria than usual.
You can use a student loan to pay for your tuition, both in Croatia and abroad. You can also cover living costs during your studies, for example, if you no longer live with your parents.
Use
If you quit your studies, you need to start with the loan repayment.
You can start repaying the loan after you complete your studies, and you can use an additional year of grace. Or you can start repaying the loan right away, while studying.
Grace period cannot be arranged if, at the time of loan approval, the borrower is employed.
Furthermore, if studies were interrupted or student status was lost during the period in which the loan was being used, it will not possible to delay the start of loan repayment.