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Sign up via m-zaba and you can win premium Apple devices!
Zaba Prize Draw
From 15 September to 12 October 2025, take part in the prize game in m-zaba and you can win premium Apple rewards!
How to win in just a few steps?
- Contract digitally, via m-zaba, one of the following products*:
- cash loan,
- authorised overdraft (applies to setting up or increasing an overdraft),
- credit card,
- product and service package.
- Enter the prize game once in m-zaba:
- Click on MORE > BENEFITS > PRIZE CONTESTS AND COMPETITIONS. By doing so, you accept the terms of participation in the contest.
- If you are the lucky winner that week, a Bank employee will contact you after the draw has taken place.
* One contracted product allows you to participate in the prize contest once. Each new contracted product of a different type (e.g., a cash loan and a credit card) allows you to participate in the prize contest again.
A representative example for a cash loan:
The effective interest rate (EIR) for a EUR 10,000 loan with a a fixed annual interest rate of 5.49%, a repayment term of 84 months, repayment in annuities including the monthly current account maintenance fee in euros and with credit protection insurance (CPI), and no loan processing fee, is 6.99 %. The monthly annuity amounts to EUR 143.66, and the total amount to be paid by the client is EUR 12,534.01.
A representative example for an authorised overdraft:
The total interest for an overdraft of EUR 1,330 with a fixed annual interest rate of 5.45% (EIR 6.86%) and a term of 6 months is EUR 36.34. The EIR includes a current account maintenance fee of EUR 1.59 per month.
A representative example for a go!card Mastercard revolving credit card:
With a fixed annual interest rate of 6.79%, a repayment plan of 36 instalments, and no loan processing fee, the effective interest rate for an approved revolving credit amount of EUR 700 is 7.02%. The monthly instalment ranges from EUR 19.55 to 23.48, and the total amount payable is EUR 773.37.