Prize Contest „Sign a contract and win an iPhone mobile phone or an Apple watch“



Participate in a prize contest in m-zaba from 21 October until 17 November and win valuable prizes!

How to get a prize in a few steps?


  1. Sign a contract for any of the following products digitally via m-zaba*:

  • cash loan
  • authorised overdraft (to set up or increase an overdraft)
  • credit card
  • product and service package
  • open savings and insurance**.

  1. Register once in m-zaba:

Click on MORE > BENEFITS > PRIZE CONTESTS AND COMPETITIONS. By doing so, you accept the terms of participation in the contest.


  1. If you are the lucky winner of the relevant week, an employee of the Bank will contact you after the draw.

Good luck!

For all information about the terms of participation, please refer to the Prize Contest Rules.

*Signing a contract for a product allows you to participate in the prize contest once. Each new contract for a product of a different type (e.g., a cash loan and a credit card) allows you to participate in the prize contest again.
**The clients who only start the contracting process for a cash loan, a credit card, or an authorised overdraft via m-zaba and then complete it at a branch are also eligible to participate in the contest:

A representative example for a cash loan:
The effective interest rate (EIR) for a EUR 10,000 loan with a fixed interest rate of 6.09 % per annum, a term of 84 months, repayment in annuities which include a one-month’s current account in EUR management fee and credit protection insurance (CPI), no loan processing fee, is 7.64 %. The monthly annuity amounts to EUR 146.53, and the total amount to be paid by the client is EUR 12,779.57.

A representative example for an authorised overdraft:
The total interest for an overdraft of EUR 1,330.00 with a fixed interest rate of 7.19 % per annum (EIR: 8.86 %) and a term of 6 months is EUR 47.29. The EIR includes the current account in EUR management fee in the amount of EUR 1.59 per month.

A representative example for a go!card Mastercard revolving credit card:
The effective interest rate for a revolving loan in the (approved) amount of 700 EUR with a fixed interest rate of 6.95 % per annum, agreed repayment in 36 instalments and no loan processing fee is 7.19 %. The monthly annuity ranges from EUR 19.55 to EUR 23.58, and the total amount to be paid by the client is EUR 775.16.



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