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Units in ZB Invest funds are available for purchase at any branch of Zagrebačka banka or via online or mobile banking (e-zaba and m-zaba) using the free-of-charge ZABA Link service. ZABA Link may be arranged at any branch of Zagrebačka banka. Further information about this service is available at the ZABA Link website.
ZB bond 2025 EUR
This Fund aims to preserve the initial value of assets, and increase the value of assets by a minimum of 3.87% (average annual yield of 1.60%) in the period between the establishment of the Fund and its maturity date of 27 November 2025, mainly by investing in the sovereign bonds of Germany, France, Italy and Romania, and to a smaller portion also of other EU member states. The Fund will not invest in the stock market or convertible bonds.
The Fund is primarily designed for investors who want to protect the nominal value of their investment after Fund maturity in two years and four months, and is not designed for investors who plan to redeem their purchased units prior to Fund maturity.
The initial offer of units in the Fund will take place from 26 June 2023 to 25 July 2023. Investing in the Fund will no longer be possible after this period.
Example of investment:
- Investment during the initial offer of units: EUR 10,000
- Calculated entry fee (1%): EUR 100
- Target value at Fund maturity: EUR 10,387
Features:
The Fund has a protected principal and target annua
Arrangement
The Fund invests assets solely in interest-bearing instruments: financial products generating an interest income that is known in advance. This allows the Fund to protect the targeted amount until a specific future date, which is in this case after the maturity of the Fund on 27 November 2025. Please note that the value of the principal may temporarily descend below the initial value (due to market oscillations) in the period of activity of the Fund, and that the protection of the invested principal only applies at Fund maturity.
Of course. A parent may invest in funds on behalf of his/her minor child by arranging ZABA Link free of charge in the name of the person being represented.
Activation
ZABA Link is a free-of-charge service whereby the Bank allows its individual and corporate clients to conduct their transactions associated with ZB Invest funds more quickly, easily and securely. By arranging this service, clients are able to conduct their transactions quickly and easily via online or mobile banking (e-zaba, m-zaba). In addition, they can check their unit balances and transactions and obtain many other benefits.
Use
The target yield of 3.87% at Fund maturity applies to the invested amount. In other words, an invested amount of EUR 10,000 will be worth a minimum of EUR 10,387 at Fund maturity and fulfilment of the investment target.
You can withdraw your funds at any time, but redeeming your unit before Fund maturity is not recommended, because a 5% exit fee is charged. No exit fee is charged at Fund maturity.