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You can open a Design Savings at any Zagrebačka banka branch or via e-zaba.
Design Savings
For those who want to save through regular monthly payments via standing order with no fee for the entire duration of the term deposit period.
A Design Savings is no longer offered by the Bank from 15 October 2018, but you can check out other term savings products.
Dizajn Savings is a savings intended for anyone who wishes to save through regular monthly payments. Funds are paid into a savings deposit on a monthly basis via standing order with no fee, for the entire duration of the term deposit period. Upon expiry of the term deposit period, the Dizajn Savings rewards you for regular monthly payments with a premium. The amount of the premium depends on the agreed term deposit period.
The interest rate increases depending on the amount of funds on the account.
Upon expiry of the term deposit period, your interest is increased by the accrued premium on the interest as follows:
- 20% for a term deposit period up to 12 months
- 50% for a term deposit period of 12 months or longer.
Upon expiry of the term deposit period, the savings deposit and total interest are automatically renewed, in accordance with interest rates on the Classic savings at the time of the renewal and there is no need for you to come to a branch.
Benefits
- Multiple payments you do not need to worry about - the Bank executes them via standing order
- You get a premium on the interest if you do not terminate your savings early
- An automatic renewal of savings, there is no need for you to come to a branch.
- The possibility of early termination
- The longer you save, the more you get - for a longer agreed term deposit period, the premium on a total accrued interest is higher
- Use m-zaba to monitor the progress of your savings and make desired deposits by yourself
Arrangement
The Design Savings is specific because with arranging savings you also arrange a standing order. The regularity of the standing order execution is a precondition for an additional benefit of the Design Savings - the interest premium.
Activation
Yes, you can pay funds into savings as many times you want within a month. The interest rate for savings is increased depending on the amount of funds on the account.
Use
You can use the funds at any time. If you terminate the term deposit before the expiry of the term deposit period, an interest rate for demand deposit is accrued on the deposit.
Security
Deposits in Zagrebačka bank are insured by the Croatian deposit insurance agency up to EUR 100,000, per person.
The insured amount is the depositor's amount in a credit institution on the day of an insured event, up to EUR 100,000 on the day of the insured event.
The following deposits are insured: deposits of natural persons, companies, non-profit institutions and local and regional self-governments whose budget for the previous year amounted to a maximum of 500.000 EUR in credit institutions that are authorized to work by the Croatian National Bank and in branches of such credit institutions in other Member States.