Certificate with 100% principal protection

The 100% principal protected certificate (UC SpA EUR Digital Coupon Capital Protection on the EuroStoxx 50 Price Index (EUR)) is a combination of a debt financial instrument and a derivative, which at the same time protects the invested principal against loss if the stock index drops during the relevant period and allows participation in the capital market and predefined earnings if the stock index rises during the relevant period.

FEATURES

• Term: 5 years
• Currency: EUR
• Fundraising period: 18 June – 22 July 2025
• Minimum amount to register the certificate: EUR 1,000
• Principal protection level: 100%
• Additional return: 18%
• Conditions precedent to additional return: If the value of Eurostoxx 50 at maturity is higher that its value as of the investment start date, additional return will be paid to the client, irrespective of how much the index rose (the only thing relevant is that the value of the index is higher, even 0.001%)

Target market

The 100% principal protected certificate is intended for:

1. investors aged between 18 and 75 years old
2. investors classified as retail investors having an appropriate level of investment knowledge and experience
3. investors for whom an investment in this certificate is suitable
4. investors who stand to benefit from investing part of their financial assets for a period of five years

The 100% principal protected certificate is not intended for:

1. investors older than 75 years old without sufficient investment knowledge and experience
2. investors for whom an investment in this certificate is not suitable
3. investors who want to dispose of their invested financial assets before the certificate’s maturity date

Benefits

1. 100% principal protection at maturity
2. an opportunity to earn an additional return of 18% at maturity if the stock index is higher five years after the investment start date

Risks

1. The certificate includes the risk that the Issuer (UniCredit) will be unable to pay or perform its obligations, in which case all or part of the investment may be lost.
2. If the certificate is sold before its maturity date, part of the invested principal may be lost because the invested principal is protected at maturity.