Welcome to Zagrebačka banka!
Zagrebačka banka is the leading bank in Croatia and a member of UniCredit, a pan-European Commercial Bank with a unique service offering in Italy, Germany, Central and Eastern Europe.
About UniCredit
UniCredit is a pan-European Commercial Bank with a unique service offering in Italy, Germany, Central and Eastern Europe. Our purpose is to empower communities to progress, delivering the best-in-class for all stakeholders, unlocking the potential of our clients and our people across Europe.
We serve over 15 million customers worldwide. They are at the heart of what we do in all our markets. UniCredit is organized in four core regions and two product factories, Corporate and Individual Solutions. This allows us to be close to our clients and use the scale of the entire Group for developing and offering the best products across all our markets.
Digitalisation and our commitment to ESG principles are key enablers for our service. They help us deliver excellence to our stakeholders and creating a sustainable future for our clients, our communities and our people.
Company Profile
Simple successful pan-European Commercial Bank
As "One Bank, One UniCredit" the entire Group acts as One Team across all of its markets and business divisions in order to turn the challenges of the current scenario into opportunities.
Our strengths are:
Governance
As a pan-European bank, we aim for best-in-class corporate governance.
Investors
At UniCredit, we communicate clearly with investors, ratings agencies and financial analysts.
Careers
Join us in combining local expertise and international reach, through our unique network.
Press & Media
Learn about our latest news and initiatives and refer to our annual Integrated Report.
Sustainability
We judge our performance by more than financial results - the way we develop and provide a solution is as important as the solution itself.
Our approach to society
Learn about our initiatives to support local communities.
Zagrebačka banka d.d.
Trg bana Josipa Jelačića 10,
10000 Zagreb, Croatia
| OIB: |
|
92963223473 |
| Statistical number: |
|
3234495 |
| VBDI: |
|
2360000 |
| Account: |
|
2360000-1000000013 |
| IBAN: |
|
HR8823600001000000013 |
| SWIFT: |
|
ZABAHR2X |
| VAT Number: |
|
HR92963223473 |
The main subsidiaries of Zagrebačka banka are ZB Invest, the Zagrebačka banka investment fund management company, which holds approximately 32 percent of the market share and AZ fond, the compulsory pension fund of Zagrebačka banka, with approximately 38 percent of the market share.
Zagrebačka banka is also the owner of UniCredit banka d.d. Mostar.
31 December 2023
Data in the table expressed in EUR millions and percentages.
| |
TOTAL ASSETS |
TOTAL CLIENT DEPOSTIS* |
OPERATING INCOME |
CAPITAL ADEQUACY RATIO |
| Zagrebačka banka |
20.373 |
16.559 |
787 |
25.8% |
| Banking sector |
78.560 |
62.132 |
2.885 |
23.6% |
| Market share |
25.9% |
26.7% |
27.3% |
|
* deposits of residents
Source: HNB statistika, izvješća Zagrebačke banke
Zagrebačka banka in numbers:
- More than 100 locations
- Moret than 750 ATMs
- More than 631 thousand users of Internet banking e-zaba
- More than 572 thousand users of mobile banking m-zaba
- 3,570 employees.
Citizens associate the following qualities with Zagrebačka banka: safety, greatness, progress, but also tradition. What makes Zagrebačka banka competitive on the market today is the fact that it as an advisor and a partner in all customers' specific needs and situations. It is a bank that offers reliable, open and responsible solutions, a bank that trusts its customers.
The dimension of social responsibility in business surely contributes to the value of Zagrebačka banka being the leading bank in Croatia does not only mean that it has the biggest market share, the largest number of customers and the most innovative quality products. Above all, it means that it has the awareness of its own responsibility and the impact on the community in which it operates, as well as of the needs of this community.
Rating
November, 2023
Zagrebačka banka
| Fitch Ratings Ltd. |
| LTR (Long Term Issuer Default Rating) |
BBB |
| STR (Short Term Issuer Default Rating) |
F2 |
| Shareholder Support |
bbb |
| Viability rating |
bbb- |
| Outlook |
Stabile |
Republic of Croatia
Source: HNB 25/03/2024
| Agency |
| Long Term Rating |
| Foreign Currency |
Local Currency |
| Rating |
Outlook |
Rating |
Outlook |
| Fitch Ratings |
BBB+ |
Positive |
BBB+ |
Positive |
| Moody's |
Baa2 |
Positive |
Baa2 |
Positive |
| Standard & Poor's |
BBB+ |
Positive |
BBB+ |
Positive |
HR
