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HR
Insurance contract is an element of leasing agreement. Machinery and equipment insurance must cover risks defined by lessor.
During the use of the leased vehicle and up to expiration of leasing agreement, you are required to renew the vehicle insurance policy and no-fault policy each year.
As a user of the leased vehicle, you are required to pay all fees, taxes, stamp duties, penalties, liquidated damages and other penalties to providers of parking, HRT subscription, as well as all other levies, costs and liabilities that are charged to the leased asset for the duration of the leasing agreement and/or result from the leasing agreement. The user of the leased vehicle must pay the tax for road motor vehicles (RMV) annually according to engine power in kW and vehicle age.
Machinery and equipment leasing
Leasing is particularly suitable for the purchase of equipment and machinery as the use of the leased asset for the purposes of production generates additional income and thereby enhances and expands technological capacities and business processes.
We can finance machinery and equipment of any authorised dealer, for nearly all industries and economic sectors:
- building equipment and machinery
- medical equipment
- wood industry
- plastics and metallurgy industry
- logistics
- renewable energy sources
- printing industry
- textile industry
- agricultural machinery and equipment
- Freight and passenger vehicles (construction and agricultural vehicles, distribution or delivery vehicles, transport vehicles and others - vans, trucks, tractor units, trailers and the like, utility vehicles, tankers, buses, tractors, etc.).
Users of leasing can be entrepreneurs and other natural and legal persons engaged in economic activity. Thanks to the successful collaboration with domestic suppliers, as well as the international strategic partnership of the UniCredit Group with manufacturers, we offer a simpler procurement procedure of used and new equipment, and at more favourable terms and conditions.
For more information please contact your Relationship Manager or send us a request.
Benefits
- "Pay as much as you earn"
Compliance of the repayment plan with the cash flow that is generated by using the financed machinery and equipment - Capital preservation since it is not tied up and can therefore help business expansion
- Specific solutions suited to your needs
Combined repayment period, agreement duration and redemption value - Excellent relations with major equipment manufacturers
- Sale & lease back option
An option where you sell machinery and equipment to the leasing company, and then use it through leasing - Individual solutions for large projects (e.g. complex production lines)
Arrangement
Leasing rentals/instalments, downpayments and fees are always paid in EUR. Commitments under agreements concluded in EUR are expressed in that currency, and payment is carried out in EUR according to the selling rate of Zagrebačka banka on the day of payment.