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IBAN is a unique international identifier for the client's account in the bank determined in accordance with the international standards of the European Commission on Banking Standards ISO 13616. IBAN, introduced on 1 July 2003 on the basis of an agreement among the EU Member States, is one of the basic conditions for automatic processing of payment orders in the banks of the European Union.
If IBAN is not specified on the payment order, foreign banks subsequently charge for processing costs.
If you submit the payment order electronically, IBAN is entered without blanks or spaces, and on the payment order in paper form every four characters must be separated by one blank space.
Croatian IBAN contains 21 alphanumeric characters, and your IBAN in Zagrebačka banka is visible in the business account statement.
Cashless transactions
Cashless transactions (national, cross-border and international) via Zagrebačka banka d.d. are fast and unhindered, and can be performed from a place and at a time that suits you best.
To make cashless transactions, you can use:
- e-zaba business banking
- m-zaba business banking
- payment order acceptance device - for submitting orders in Bank branches
- network of Bank branchesreceipt of orders on paper and magnetic media
- network of FINA branches
Benefits
- Speed, simplicity and security achieve them by paying via e-zaba or m-zaba
- State of the art technological solutions facilitate your business
- Large number of Bank clients enables quicker and less expensive transactions since orders made to accounts in the same bank are the most favourable and are implemented the quickest
Use
Payment orders for urgent national payments should be submitted at Bank's counters (not through self-service box)
For more information please contact your Relationship Manager or the nearest enterprenurial centre.
Payments abroad require:
- submitting a properly completed payment order – Cross-border/international payment order
- providing coverage for execution of the order.
You can submit an order up to 60 days in advance, in which case sufficient funds for the order execution have to be secured in the transaction account on the day indicated as the payment execution date.
A payment order can be submitted:
- via e-zaba/ m-zaba
- in all Bank branches
- through payment order acceptance device.
When filling out a Cross-border/international payment order, specify payee’s IBAN and BIC (SWIFT) address of the payee’s bank in order to avoid additional costs of foreign banks.