Cashless transactions

A payment order can be submitted:

• via e-zaba/ m-zaba 
• in all Bank branches
• through payment order acceptance device.

When filling out a Cross-border/international payment order, specify payee’s IBAN and BIC (SWIFT) address of the payee’s bank in order to avoid additional costs of foreign banks.

For more information please contact your Relationship Manager or the nearest enterprenurial centre.

Payments abroad require:

• submitting a properly completed payment order – Cross-border/international payment order
• providing coverage for execution of the order.

You can submit an order up to 60 days in advance, in which case sufficient funds for the order execution have to be secured in the transaction account on the day indicated as the payment execution date.

If you receive inflows from abroad, submit the following data to your partners:

• full name and address of your company – payment beneficiary
• IBAN or your company’s account number
• BIC (SWIFT address) of Zagrebačka banka is ZABAHR2X.

Data on IBAN and BIC code (SWIFT address) enables more efficient order processing and faster approval of your account.

IBAN is a unique international identifier for the client's account in the bank determined in accordance with the international standards of the European Commission on Banking Standards ISO 13616. IBAN, introduced on 1 July 2003 on the basis of an agreement among the EU Member States, is one of the basic conditions for automatic processing of payment orders in the banks of the European Union.
If IBAN is not specified on the payment order, foreign banks subsequently charge for processing costs.
If you submit the payment order electronically, IBAN is entered without blanks or spaces, and on the payment order in paper form every four characters must be separated by one blank space.
Croatian IBAN contains 21 alphanumeric characters, and your IBAN in Zagrebačka banka is visible in the business account statement.