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We finance all types and models of passenger vehicles and light commercial vehicles of all authorised distributors. The financing period is from 24 to 60 months (in exceptional cases, some products up to 84 months), with the deposit tailored to your abilities and needs at very attractive interest rates.
Our special offers in collaboration with authorised dealers and partners are intended for natural and legal persons.
Our standard offer:
financial leasing
operating leasing
fleet management.
For more information please contact your Relationship Manager or send us a request.
Benefits
Competitive terms and conditions In collaboration with authorised dealers and partners, we provide favourable vehicle financing
Flexible vehicle financing period - the possibility of financing up to one year (with 50/50 leasing, in which 50% of the vehicle value is paid immediately and 50% after one year) or a longer financing period with monthly payments
Financing adapted to client needs The possibility of granting financing in HRK and in EUR with variable and fixed interest rates, depending on the preferences of the lessee
Rapid realisation We make a decision in just 24 hours after receipt of the application and the completed documentation
Quality administrative process We give full support for the duration of the leasing agreement
Conditions
Clients: natural and legal persons
Brand and make of vehicle: all brands, personal and commercial up to 3.5 t
Minimum financing amount: EUR 4,000
Financing period: from 2 to 5 years
Deposit/advance: Approval of financing depends on the creditworthiness of the client. Depending on the creditworthiness, the amount of the advance in operating lease, i.e. deposit in financial leasing can be increased or reduced. Financing without deposit/advance is also possible.
Redemption value in financial leasing: min. 1.00%, max. 10.00%
Vehicle insurance and no-fault vehicle insurance: Client choice. Arrangement is possible through an authorised intermediary for insurance and reinsurance ZABA Partner d.o.o. with an insurance company acceptable to UniCredit Leasing Croatia d.o.o according to the general terms and conditions. Based on a signed authorisation, the intermediary obtains the best offer for the client.
Prices depend on the object of leasing, current offer from suppliers and many other parameters. For more information please contact your Relationship Manager or send us a request.
Arrangement
Insurance contract is an element of leasing agreement. Machinery and equipment insurance must cover risks defined by lessor. During the use of the leased vehicle and up to expiration of leasing agreement, you are required to renew the vehicle insurance policy and no-fault policy each year. As a user of the leased vehicle, you are required to pay all fees, taxes, stamp duties, penalties, liquidated damages and other penalties to providers of parking, HRT subscription, as well as all other levies, costs and liabilities that are charged to the leased asset for the duration of the leasing agreement and/or result from the leasing agreement. The user of the leased vehicle must pay the tax for road motor vehicles (RMV) annually according to engine power in kW and vehicle age.
Leasing rentals/instalments, downpayments and fees are always paid in EUR. Commitments under agreements concluded in EUR are expressed in that currency, and payment is carried out in EUR according to the selling rate of Zagrebačka banka on the day of payment.
Leasing can be:
operative (without acquiring ownership) provides you with the ability to use a vehicle that is returned after expiry of the agreement with the possibility of a new replacement
financial (full ownership) is a long-term lease with the clear intention of buying a vehicle with which the user gains full ownership after expiry of the agreement. i.e. last instalment payment
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