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Leasing is particularly suitable for the purchase of equipment and machinery as the use of the leased asset for the purposes of production generates additional income and thereby enhances and expands technological capacities and business processes.
We can finance machinery and equipment of any authorised dealer, for nearly all industries and economic sectors:
building equipment and machinery
medical equipment
wood industry
plastics and metallurgy industry
logistics
renewable energy sources
printing industry
textile industry
agricultural machinery and equipment
Freight and passenger vehicles (construction and agricultural vehicles, distribution or delivery vehicles, transport vehicles and others - vans, trucks, tractor units, trailers and the like, utility vehicles, tankers, buses, tractors, etc.).
Users of leasing can be entrepreneurs and other natural and legal persons engaged in economic activity. Thanks to the successful collaboration with domestic suppliers, as well as the international strategic partnership of the UniCredit Group with manufacturers, we offer a simpler procurement procedure of used and new equipment, and at more favourable terms and conditions.
For more information please contact your Relationship Manager or send us a request.
Benefits
"Pay as much as you earn" Compliance of the repayment plan with the cash flow that is generated by using the financed machinery and equipment
Capital preservation since it is not tied up and can therefore help business expansion
Specific solutions suited to your needs Combined repayment period, agreement duration and redemption value
Excellent relations with major equipment manufacturers
Sale & lease back option An option where you sell machinery and equipment to the leasing company, and then use it through leasing
Individual solutions for large projects (e.g. complex production lines)
Conditions
Clients: natural and legal persons engaged in economic activity
Type of leasing: Financial leasing
Minimum financing amount: EUR 10,000 (financing below the minimum financing amount is possible, depending on the type of equipment)
Deposit: Approval of financing depends on the creditworthiness of the client. Depending on the creditworthiness, the amount of the deposit can be increased or reduced. Financing without deposit is also possible.
Redemption value in financial leasing: min. 1.00%, max. 10.00%
Vehicle insurance and no-fault vehicle insurance for vehicles over 3.5 t: Client choice. Arrangement is possible through an authorised intermediary for insurance and reinsurance ZABA Partner d.o.o. with an insurance company acceptable to UniCredit Leasing Croatia d.o.o. Based on a signed authorisation, the intermediary ZABA Partner d.o.o. obtains the best offer on behalf of the client.
Asset insurance (equipment/machinery): Property insurance policy that at least covers risks of theft, fire and breakage of the leased asset, as well as additional risks defined by the lessor.
TYPE OF MACHINERY OR EQUIPMENT
FINANCING PERIOD
Trucks over 3.5 t, operating machinery, semi-trailers and trailers
8 to 10 years (depending on the type and currency of financing, vehicle age, insurance)
Construction machinery and construction equipment
5 years
Agricultural and forestry machinery and equipment
5 years
Production systems and lines
5 years
Machines for car and truck wash facilities
5 years
Medical devices
3 years
IT devices (with software value of a maximum of 10% of the leased asset value)
Prices depend on the object of leasing, current offer from suppliers and many other parameters. For more information please contact your Relationship Manager or send us a request.
Arrangement
Insurance contract is an element of leasing agreement. Machinery and equipment insurance must cover risks defined by lessor. During the use of the leased vehicle and up to expiration of leasing agreement, you are required to renew the vehicle insurance policy and no-fault policy each year. As a user of the leased vehicle, you are required to pay all fees, taxes, stamp duties, penalties, liquidated damages and other penalties to providers of parking, HRT subscription, as well as all other levies, costs and liabilities that are charged to the leased asset for the duration of the leasing agreement and/or result from the leasing agreement. The user of the leased vehicle must pay the tax for road motor vehicles (RMV) annually according to engine power in kW and vehicle age.
Leasing rentals/instalments, downpayments and fees are always paid in EUR. Commitments under agreements concluded in EUR are expressed in that currency, and payment is carried out in EUR according to the selling rate of Zagrebačka banka on the day of payment.
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