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go! business Mastercard credit card

go! business Mastercard is a credit card tailored to the requirements of business users (sole proprietors and small enterprises) which suits the need of separating personal costs from spending company funds.

You can use go! business Mastercard card:

  • for purchase of goods and services at millions of points of sale worldwide and on line
  • for cash withdrawal at ATMs and payment locations in the country and abroad

go! business Mastercard is a card enabling:

  • payment of costs incurred  using a revolving loan to cover the costs incurred with repayment in monthly instalments
  • deferred payment
  • adding a card to a digital wallet (e.g. Google Pay, Garmin Pay)

Benefits

  1. Separation the business from personal costs,
  2. Defining individual spending limits for individual end users
  3. Automatic payment from the transaction account
  4. Reducing the need to use cash in the country or abroad
  5. Flexibility - paying at once or in instalments
  6. Contactless card payments

Safe card use

Arrangement

When filling in the application form, it is necessary to select the desired number of instalments, i.e. a maximum of 36 by which the incurred costs will be divided. On due date, i.e. on the 25th of the month, individual instalments become due, while an interest rate is applied on the rest of the used loan. The interest is paid quarterly.

If when filling in the application form one instalment is selected as the mode of payment, or if the entire amount of costs incurred which are indicated in the Notification of the Costs Incurred is paid in full no later than the date of maturity.
Costs due are settled by automatic payment from the transaction account of the business entity on the 25th of the month, i.e. 20 days after the Notification of the Costs Incurred is made.

Yes, payment of costs per card is carried out by debiting the business account on the 25th of the month.

Yes.

No, the payment date is on the 25th of the month and it cannot be changed.

Activation

The card is delivered to the address of the business entity inactivate and may be used after activation as described in the letter accompanying the card. Activation differs depending on the card type and the reason for issuing the new card. Therefore, activation will be possible using particular channels, such as online banking for business entities or IVR, as well as by visiting a branch or the business or corporate centre of Zagrebačka banka.

Your card is ready for use immediately after activation.

Use

All costs incurred with end user cards are indicated in the Notification of the Costs Incurred that the Bank sends to the primary card user on a monthly basis to the address of the business entity. In addition, all information on costs, available card limits and the loan balance is available on e-zabaPS (for business entities).

The payment date, the 25th of the month, cannot be changed. The payment date is 20 days after the Notification of Incurred Costs is made.

The total amount of withdrawal per go! business Mastercard cards for end users of a business entity is limited to EUR 1.400 a month.

To receive a new business card PIN, you need to contact your Relationship Manager or banker in charge of small enterprises and sole proprietors in business or corporate centres.

You can check your card PIN in m-zaba for business banking if you have arranged that service.

Costs are charged to the transaction account of the business entity on the 25th of the month.

Security

The user is obliged to report a lost or stolen card immediately to the bank’s Contact Centre (24/7) via tel. 01 3789 789 and confirm the report in writing in nearest branch of the bank.

It is also possible to report a lost/stolen card in the nearest bank branch.

You can read here about safe card use.

In accordance with the personal data protection policy regarding card users, personal data are not stored on the chip, and neither can they be transferred on the terminal upon payment. Cards do not enable the salesperson to access the data on the user's transactions.

As soon as you notice that your card has disappeared, report this immediately to the Bank so that all the necessary measures for preventing misuse could be undertaken in a timely manner. After reporting the disappearance of the card, you are free from any responsibility and protected from financial loss in case of any misuse.

Please adhere to the following pieces of advice:

  • Remember the PIN and never write it down on the card or other documents
  • Destroy the old card (it will suffice to cut it through the magnetic stripe) after the expiration date
  • Do not communicate the PIN or card data EVER to ANYONE
  • Do not leave the card in visible places (in the car, in a cloakroom, in a hotel room, restaurant, etc.)
  • Make sure to check the transaction amount prior to payment
  • After the payment, verify that the card returned to you is really yours
  • Keep our address and telephone number handy to be able to quickly report a lost or stolen card.

Zagrebačka banka will process the personal data entered in the form below for the purpose of arranging a meeting in one of its branches and will keep them for 30 days. We suggest that you enter your OIB, so the banker could prepare the best financial offers based on the available data.
Read more in the Information on Personal Data Processing.

Name of the Company *

Company's OIB *

Your contact

Choose business center